An example of how clubs' cash flows are affected by their position in the league is shown below on the graph:.

This example assumes twenty teams in a league with all managers having spent their £40M at auction and retained basic stadiums:

This shows that at a 'payment date' the team in 1st place (left on x axis)
would receive a net income of +£4m (as gate receipts exceed wages) but the team at the bottom of the league would incur a cash deficit of -£4M (wages exceed gate receipts).
A club near the bottom may therefore have to sell a player to a team near the top to avoid incurring 'overdraft penalty points' of 30 pts for every £1m the club's bank account is overdrawn.

This is the basis around which advanced fantasy football is built.

Effect of Stadium policy on Cash Flows
By building a 'super stadium' or 'improving' your existing stadium, you will boost your gate receipts by 100% and 50%, respectively, above 'basic' stadium levels. However, stadium improvements will cost money.
Again, if your club is mid table, the improved or super stadium will pay for itself. As you rise towards the top of the table an improved stadium will boost net incomes even more at payment dates, but as you fall further below mid table then your cash deficit will become even worse.

No stadium policy (basic, improved or super) is statistically better than the others - it merely reflects how confident you feel that you will be above mid table - the stadium you choose prior to the auction indicates the level of strategic 'risk' you wish to adopt.

The tables below demonstrate how wages, gate receipts and stadium costs are affected by your stadium policy and your position in the league. 

Assuming your team costs £40M
Each 'Pay Day' you would pay and receive:-

 1. Basic Stadium  (costing £nil)                                       

2. Improved Stadium - costing £12m (3 installments of £4m on Pay Days) 

3. Super Stadium - costing £24m (3 installments of £8m on Pay Days) 

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